Privacy Policy

Privacy Policy

Your Privacy, Our Responsibility

InstantRupiya

Privacy Policy & Data Protection

Effective DateImmediately applicable
Last UpdatedNovember 2024
PlatformInstantRupiya

At InstantRupiya, we believe trust is the foundation of financial freedom. This Privacy Policy explains how we collect, use, protect, and share your information when you interact with our digital platform to explore or apply for financial products.

01

Information We Collect

We collect information required to deliver secure, transparent, and efficient financial services.

Personal Details

  • Full name & date of birth
  • Mobile number & email address
  • Residential address
  • PAN, Aadhaar, or other KYC documents
  • Photograph / selfie verification

Financial Information

  • Bank account & IFSC details
  • Income & employment details
  • Credit history & bureau scores
  • Financial statements (if applicable)
  • Transaction history

Technical & Usage Data

  • IP address & device information
  • Browser & operating system
  • Cookies & interaction data
  • App usage patterns
  • Location data (if permitted)

Note: We collect only what is necessary and legally permitted.

02

How We Use Your Information

KYC Verification

Identity authentication and verification

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Risk Assessment

Loan eligibility and risk profiling

Processing

Application processing & disbursement

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Security

Fraud detection and system security

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Support

Customer support & regulatory compliance

Important Assurance: InstantRupiya does not sell or trade your personal data under any circumstances.

Contact InstantRupiya

For privacy-related queries or concerns

Customer Care

Available 9 AM - 6 PM (Mon-Sat)

Registered Office

InstantRupiya Pvt. Ltd.
Mumbai, Maharashtra

This Privacy Policy is effective from the date of publication and constitutes an agreement between you and InstantRupiya.

© 2026 InstantRupiya. All rights reserved.